MBA, BIAW & NMTA Health Insurance Trusts

The MBA, BIAW and NMTA Health Insurance programs are proud to offer the most comprehensive and affordable group health insurance coverage in the Pacific Northwest. With the pooling power of all association members, our team is able to keep health care costs low while offering exceptional customer service, superior benefit plan selection, and a resource for you and your company every step of the way.

Through our prices, service and benefits we are committed to understanding the needs of our employer groups both large and small. The MBA, BIAW and NMTA Health Trusts long term partnerships and proactive approach to health care helps your company’s success by assisting to control your bottom line. Let our team find an affordable health insurance option for you and your employees.

Take full advantage of your membership in the Master Builders Association, Building Industry Association of Washington and the Northwest Marine Trade Association and let the Health Insurance Trust team be your advocate and resource for employee benefits and affordable group health insurance options.


Health Care Reform

May 2nd, 2014 — Important News for COBRA subscribers!

A recently released guidance by the Center for Medicare and Medicaid Services (CMS) announced individuals currently enrolled in COBRA can qualify during a special enrollment period and purchase insurance through the Federal Health Insurance Marketplace. The time period for the special enrollment period is May 1 through July 1, 2014.

Previously, individuals on the Trust COBRA plan could only enroll on the Marketplace during Open Enrollment or when their plan expired. This new opportunity has the potential to help individuals and their beneficiaries enroll in a plan through the Marketplace that may be more affordable than COBRA.

As a result of the Affordable Care Act and this new CMS guidance, individuals can review plans and benefit options offered by a variety of insurance carriers on the Marketplace. Some individuals may be eligible for subsidies to cover a substantial portion of their premium. The total cost of a Marketplace plan may be significantly less costly than the COBRA plans offered Individuals interested in taking advantage of this opportunity should contact the Marketplace Call Center at 800-318-2596 or visit the federal website at

January 1st, 2014

The Patient and Affordable Care Act (PPACA) passed by congress and signed by President Obama in March 2010 ushered in some of the most sweeping changes to health care financing and delivery in our nation’s history. The changes will affect employers of all size and require significant attention by employers as the law is implemented over the next decade. Although a general understanding of the law is known, a more precise understanding of the many changes will require further guidance and interpretation over the next several years.

The MBA, BIAW NMTA Health Trusts are committed to providing timely and detailed information on the topic and aim to be your trusted partner and resource for navigating the changes. Our team is here to help offer guidance and resources for your company and employees. Click here for our Health Care Reform page.


Capital Benefit Services

Capital Benefit Services has been providing comprehensive benefit packages, consultations, and competitive pricing options to Northwest employers since 1986. For over 25 years, we have been the exclusive consultants for one of the largest group health insurance programs in the country, the MBA, BIAW and NMTA Health Insurance Trusts. These Trust programs provide insurance to thousands of employees and dependents from the building and construction industries. We pride ourselves on offering the lowest premium rates, outstanding service and a competitive set of medical, dental, vision, and life insurance plans that separate us from our competitors.

Capital Benefit Services, Inc. can assist your company in obtaining affordable group health insurance for your workforce. Premium savings for comparable plans are available. The MBA, BIAW and NMTA Trusts offer the most competitive premiums and benefit plans in the marketplace. If your company offers health insurance to employees, or is considering doing so, Capital Benefit Services, Inc. is ready to help you purchase the most competitive and comprehensive benefit plan for your employees.

Request a MBA Trust or BIAW Trust insurance quote

Request a NMTA Trust Insurance quote