We encourage you to review the resources below and allow us to help navigate your company through the constantly changing implementation of health care reform.
New: Webinar’s -March 2013
Health Care Reform Topics and Guidance
Below you will find useful links and documents on some of the more common topics and questions being asked by employers.
More information on the OIC Communication from January 2015 – can be found here: BIAW Health Trust Communication
- 90 day waiting period – Beginning in 2014, the maximum waiting period allowed before an employee becomes eligible for coverage is 90 days
- Dependent coverage until age 26 – Ensuring coverage for dependent coverage until age 26
- Glossary – Common terms and definitions used in health care reform
- Employer Mandate – What exactly are employers required to do – Employer Penalties Q&A
- Employer Reporting Requirements
- Health Care Exchanges
- Health Care Reform Overview for Employers – Regence
- Health Care Reform Timeline – Information on when regulations take effect
- Individual Mandate
- Medical Loss Ratio – MLR
- Non Discrimination Rules
- “Ownership and Control” – How does ownership in more than one company potentially effect your “Employer Mandate” requirement?
- Pre-existing conditions – How are pre-existing conditions treated in 2014?
- Summary of Benefits and Coverage – SBC
- National Association of Health Underwriters
- The Healthcare Blog
- National Association of Insurance and Financial Advisors
- National Association of Health Underwriters – NAHU
- National Underwriter
- Medical News Today
- IRS Website
- Kaiser Family Foundation – Implementation Timeline
Introducing the Regence Health Care and Reform Website
Navigating the major health care system changes that the Affordable Care Act is bringing about can be difficult.
But a new, easy-to-navigate, audience-centric Regence® website is now available to help guide the way.
The Regence Health Care and Reform site, www.healthcareandreform.com, delivers critical, relevant and easy-to-consume information on the current health care landscape, how it is changing and how reform will impact
four audiences: Producers, Small Employers, Large Employers, and Individuals and Families.
The dynamic, constantly evolving content includes tools to direct audiences through critical decision-making processes, including:
• Compliance checklists for both small and large employers
• Requirements for fully insured versus self-insured employers
• Full-time equivalent (FTE) calculators for businesses to determine the size of their workforce
• Penalty flowcharts
• Subsidy calculators
Users can access the latest facts and figures, federal- and state-specific content, and news feeds from leading content sources (by audience and by state). The site also provides tips on what individuals, families and
businesses can do on their own to help control health care costs. Additional reform information can also be found on the site through the following resources: Washington’s Health Benefit Exchange, Office of the Insurance
Commissioner, OIC Health Care Reform, and Health Care Authority.